Important Disclaimer
September 6, 2025
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
General Information Notice
The information provided on this website is for general guidance purposes only and should not be considered as personalized financial advice tailored to your specific situation
All financial decisions should be made after careful consideration of your personal circumstances and risk tolerance
Limitation of Liability
To the maximum extent permitted by Australian law, sorymelanvithuq excludes all liability for
- • Any direct, indirect, or consequential losses arising from the use of our services
- • Decisions made based on general information provided through our consultation services
- • Market fluctuations or economic changes affecting your financial situation
- • Technical issues or interruptions to our subscription service
- • Third-party actions or recommendations not directly controlled by sorymelanvithuq
Our maximum liability is limited to the subscription fees paid in the preceding 12 months
Information Accuracy
While we strive to provide accurate and current information, financial markets and regulations change frequently
We cannot guarantee the completeness or accuracy of all information at all times
No guarantees are made regarding specific outcomes or results from our planning consultations
Professional Advice Limitation
Our consultations provide general guidance and analytical reviews rather than specific professional advice
Always consult with licensed professionals for specific financial, tax, or legal matters
Third-Party Links
External links are provided for convenience and do not constitute endorsement of third-party services
We are not responsible for the content or practices of linked websites
Individual Results Notice
Individual results may vary
Outcomes from financial planning depend on numerous personal and market factors beyond our control
- • Individual financial circumstances and starting position
- • Market conditions and economic environment
- • Personal commitment to implementing suggested approaches
- • External factors including regulatory changes and life events
Intellectual Property Rights
All content, materials, and resources provided through sorymelanvithuq are protected by Australian intellectual property laws
Reproduction or distribution of our materials without written consent is prohibited
Governing Law and Jurisdiction
These terms and our services are governed by Australian law and regulations
Applicable Law: This disclaimer is governed by the laws of Australia and the state/territory where services are provided
Dispute Resolution: Any disputes will be resolved in the appropriate Australian courts or through recognized alternative dispute resolution processes
State and territory variations may apply to certain aspects of our service delivery
We comply with Australian Consumer Law and relevant financial services regulations
User Indemnification
Users agree to indemnify sorymelanvithuq against claims arising from misuse of our services or breach of these terms
Severability Clause
If any part of this disclaimer is found unenforceable, the remaining provisions continue in full effect
Disclaimer Updates
We reserve the right to update this disclaimer as needed, with changes taking effect upon publication
Terms Acceptance
Using our services indicates acceptance of this disclaimer and all stated limitations
Questions About This Disclaimer
For clarification on any aspect of this disclaimer, please reach out using the contact details below
Company: sorymelanvithuq
Email: contact@sorymelanvithuq.com
Phone: +61 543 121 172
Address: 147 Collins Street, Melbourne VIC 3000