Important Disclaimer

September 6, 2025

Past performance does not guarantee future results

Financial planning involves risk and individual circumstances vary significantly

General Information Notice

The information provided on this website is for general guidance purposes only and should not be considered as personalized financial advice tailored to your specific situation

All financial decisions should be made after careful consideration of your personal circumstances and risk tolerance

Limitation of Liability

To the maximum extent permitted by Australian law, sorymelanvithuq excludes all liability for

  • • Any direct, indirect, or consequential losses arising from the use of our services
  • • Decisions made based on general information provided through our consultation services
  • • Market fluctuations or economic changes affecting your financial situation
  • • Technical issues or interruptions to our subscription service
  • • Third-party actions or recommendations not directly controlled by sorymelanvithuq

Our maximum liability is limited to the subscription fees paid in the preceding 12 months

Information Accuracy

While we strive to provide accurate and current information, financial markets and regulations change frequently

We cannot guarantee the completeness or accuracy of all information at all times

No guarantees are made regarding specific outcomes or results from our planning consultations

Professional Advice Limitation

Our consultations provide general guidance and analytical reviews rather than specific professional advice

Always consult with licensed professionals for specific financial, tax, or legal matters

Third-Party Links

External links are provided for convenience and do not constitute endorsement of third-party services

We are not responsible for the content or practices of linked websites

Individual Results Notice

Individual results may vary

Outcomes from financial planning depend on numerous personal and market factors beyond our control

  • • Individual financial circumstances and starting position
  • • Market conditions and economic environment
  • • Personal commitment to implementing suggested approaches
  • • External factors including regulatory changes and life events

Intellectual Property Rights

All content, materials, and resources provided through sorymelanvithuq are protected by Australian intellectual property laws

Reproduction or distribution of our materials without written consent is prohibited

Governing Law and Jurisdiction

These terms and our services are governed by Australian law and regulations

Applicable Law: This disclaimer is governed by the laws of Australia and the state/territory where services are provided

Dispute Resolution: Any disputes will be resolved in the appropriate Australian courts or through recognized alternative dispute resolution processes

State and territory variations may apply to certain aspects of our service delivery

We comply with Australian Consumer Law and relevant financial services regulations

User Indemnification

Users agree to indemnify sorymelanvithuq against claims arising from misuse of our services or breach of these terms

Severability Clause

If any part of this disclaimer is found unenforceable, the remaining provisions continue in full effect

Disclaimer Updates

We reserve the right to update this disclaimer as needed, with changes taking effect upon publication

Terms Acceptance

Using our services indicates acceptance of this disclaimer and all stated limitations

Questions About This Disclaimer

For clarification on any aspect of this disclaimer, please reach out using the contact details below

Company: sorymelanvithuq

Email: contact@sorymelanvithuq.com

Phone: +61 543 121 172

Address: 147 Collins Street, Melbourne VIC 3000